Financial management requires your shrewdness, keeping a keen eye on where the money is coming from and where it is going, and making the right decision at the right time. Some persons can earn money, but they fail to manage money. And this causes troubles in their lives. Managing money is equally important, and therefore, we bring a list of finance apps you can download on your iPhone.
Best Budget & Personal Finance app for iPhone (Our top recommendation)
1. Acorns
![Best personal finance apps for iPhone and iPad Acorns Personal Finance iPhone and iPad App Screenshot](https://www.igeeksblog.com/wp-content/uploads/2022/01/Acorns-Personal-Finance-iPhone-and-iPad-App-Screenshot.jpg)
“Acorns” is what you need to start investing your money wisely. It lets you invest your money in the diversified smart portfolio and allows you to add as low as $5/day, week or month.
Connect your credit cards with Acorns, and the app will keep an eye on every transaction of yours and invests the money in your choice of portfolio. You can use this app to earn up to 10% from select local restaurants and businesses. And when you shop, more than 300 top brands invest in you.
Furthermore, you can read news, insights, and interviews to grow your knowledge and become a smart investor.
Price: Free
Download
2. Empower Money Management
![Best personal finance apps for iPhone and iPad Empower Cash Advance Banking iPhone App](https://www.igeeksblog.com/wp-content/uploads/2022/01/Empower-Cash-Advance-Banking-iPhone-App-Screenshot.jpg)
Being Time Magazine’s 2017 “The Best Apps of the Year” and Forbes’s “Best Tech Apps for Finance” and having featured by Apple as 2017’s “New Apps We Love,” Empower has been widely appreciated as a fantastic personal finance app.
It lets you monitor your finances in one place. Quickly check your account balances and track spending across bank accounts, credit and debit cards.
Using the pivotal tips, you can build wealth and squash debt.
Courtesy the advanced machine learning technology, it accurately categorizes your spending. The custom reports let you review your spending with ease.
(Currently, the app provides $15 when you refer 3 friends and they activate their accounts. And you will receive $5 for every friend after, up to $60.)
Price: Free
Download
3. Credit Karma
![Best personal finance apps for iPhone and iPad Credit Karma Personal Finance iPhone and iPad App Screenshot](https://www.igeeksblog.com/wp-content/uploads/2022/01/Credit-Karma-Personal-Finance-iPhone-and-iPad-App-Screenshot.jpg)
If you want to track your credit scores with ease, give a try to “Credit Karma.” The app keeps an eye on your profile and also offers personalized recommendations. Therefore, you stay in the loop with everything that matters to you.
You can use this app to file your state and federal tax returns and get the maximum refund. Make the most of your credit to qualify for lower interest rates and also cash-in-on the credit card rewards. One notable feature of this app is that it lets you easily find out potential ID theft.
Price: Free
Download
4. Good Budget
![Best personal finance apps for iPhone and iPad Goodbudget Budget Planner iPhone and iPad App Screenshot](https://www.igeeksblog.com/wp-content/uploads/2022/01/Goodbudget-Budget-Planner-iPhone-and-iPad-App-Screenshot.jpg)
Good Budget brings that tried and tested method of envelope system; wherein users can create separate envelopes on their iPhones to allocate budget to different expenses. For example, users can allocate amounts to their monthly expenses like groceries, transportation, shopping, gas, electricity, etc.
Once they set up envelopes, users can easily record and track how much they have spent from each envelope at the end of the month. This is quite an easy way to maintain discipline in spending money.
Price: Free
Download
5. PocketGuard
![Best personal finance apps for iPhone and iPad PocketGuard Apple Watch Finance App Screenshot](https://www.igeeksblog.com/wp-content/uploads/2024/02/PocketGuard-Apple-Watch-Finance-App-Screenshot.png)
To make better financial decisions and save more money, you can’t go wrong with PocketGuard.
Use this app to keep all of your financial accounts in one place and monitor them without any hassle. Get to know how much you can spend after the bills and savings have been planned.
Once you have created your budget, try your best to stick to the rule and reach your savings goal. Check out your transactions and spending habits to figure out the loopholes. Also, take advantage of the tips to double down on saving by getting rid of unnecessary expenditure.
Price: Free
Download
6. Personal Capital
![Best personal finance apps for iPhone and iPad Personal Capital iPhone and iPad App Screenshot](https://www.igeeksblog.com/wp-content/uploads/2022/01/Personal-Capital-iPhone-and-iPad-App-Screenshot.jpg)
When you want to manage your finance right from your fingertips, the thing that matters a lot is the ability to keep an eye on everything with just a glance. And “Personal Capital” lets you do exactly that.
You can use this personal finance app to keep all of your accounts in one place and track them with ease. With just a glance, you will be able to find out how much you have saved or spent.
The app also works smartly in helping you analyze your portfolio. Moreover, you can check out how well your investments are performing and get personal financial advice to bolster them.
Price: Free
Download
7. HomeBudget
![Best personal finance apps for iPhone and iPad HomeBudget Personal Finance iPhone and iPad App Screenshot](https://www.igeeksblog.com/wp-content/uploads/2022/01/HomeBudget-Personal-Finance-iPhone-and-iPad-App-Screenshot.jpg)
Looking for a smart expense tracker? HomeBudget can be one of the better options.
With this app, you will be able to monitor all of your expenses, income, bills-due, and account balances. View your expense entries by month, by category, date, and more.
Using charts and graphs, you can analyze how you are spending your money and also spot the areas which need to be given more focus. Lastly, this personal finance app also supports several currencies and automatic exchange rate conversion.
Price: $4.99
Download
And that’s all, folks! Assuming you’ve found a smart finance app.
Over to You…
It’s really great to keep a close watch on your finance right from your fingertips, isn’t it? With many capable apps on offer, the task becomes a lot straightforward. So, no more hopping from pillar to post to take control of your hard-earned money or investments! So, which is your favorite finance app for iOS? Do let us know about it in the comments.
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